Our Cookies Policy | Consolidation Express

We use cookies and similar technologies on this website and our mobile applications.

Cookies are text files containing small amounts of information, which your computer or mobile device downloads when you visit a website. When you return to websites – or visit websites that use the same cookies - they recognize these and therefore your browsing device.

We use cookies to do lots of different things. This includes, but is not limited to, helping you to navigate through the website more quickly, remembering your preferences, and improving the way the website works for you.

Cookies improve your use of Consolidation Express by adjusting the way you view webpages via your device. When you visit our website from any device (mobile, tablet, or PC), we collect information about your use of this site, such as information about the device or browser you use to access it (including device type, operating system, screen resolution), the way you interact with this site, and the IP address your device connects from. Furthermore, you may not be able to initiate or complete some activities within our website unless these cookies are installed.

We use cookies to:

Ensure your security and privacy when using the secure sections of our website
Store login details for the secure sections of our website
Temporarily store input information in our forms and calculators
Understand how you use our website so we can identify ways to improve

There are several types of cookie which are used within our website including but not limited to:

Session Cookies – These are stored on your computer or device (such as your mobile phone while you are active in your current session). Once you close your browser, session cookies are deleted.
Persistent Cookies/Permanent/Stored Cookies – These are stored on your computer or device until they expire or until you delete cookies in your browser options. They usually store preferences which dictate how our website appears when you visit it.
Performance – These cookies collect information about how many visitors use a website and which parts of the website are viewed the most. They help us see how you use our website and if you encounter any error messages. In most cases the information collected by these cookies is anonymous.
Functionality And Profile Cookies – These remember the choices you make when using the website (such as your username, language, or the region you’re in) and help us to tailor the website for you and remember the choices you make when using the website.

Third Party Cookies We Use

Google Ads Conversion Tracking

We use third party cookies from companies such as Google, LinkedIn, Bing etc. to (i) deliver advertisements more relevant to you and your interests, (ii) to limit the number of times you see an advertisement, (iii) help measure the effectiveness of an advertisement campaign, and (iv) understand user’s behaviour after having seen an advertisement. We use Google AdWords, which enable us to advertise our website in Google search results, as well as on third-party websites. To this end, Google places a cookie in the browser of your terminal device, which automatically uses a pseudonymous cookie ID on the basis of pages you visited to allow interest-based advertising. Further information regarding advertising and Google can be viewed at: https://policies.google.com/technologies/ads

Google Analytics

We use Google Analytics to analyse the performance of our websites and follow up on the effectiveness of our marketing efforts. Google Analytics allow us to analyse data in aggregate, we do not collect or store any personal information in Google Analytics. For more information on Google's privacy policy see: https://policies.google.com/privacy?hl=en&gl=in

AdWords Remarketing Tag

We use Google AdWords Remarketing to advertise across the Internet. AdWords remarketing will display relevant ads tailored to you based on what parts of our website you have viewed by placing a cookie on your computer.

This cookie does not in any way identify you or give access to your computer. The cookie is used to say "This person visited this page, so show them ads relating to that page. Google AdWords Remarketing allows us to tailor our marketing to better suit your needs and only display ads that are relevant to you."

You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

Bing Ads (Microsoft)

We use Bing Ads of Microsoft. Microsoft Bing Ads places a cookie on your computer if you reach our website by clicking on a Microsoft Bing advertisement. These cookies generally expire after 180 days and cannot identify a user personally. We also use Bing Ads to allow us to have our advertisements appear at the top of the results page for certain search engines. Read Microsoft’s privacy policy here. https://privacy.microsoft.com/en-gb

Facebook Pixel

We use the "Facebook pixel" from Facebook. This allows user behavior to be tracked after they have been redirected to the provider’s website by clicking on a Facebook ad. This enables us to measure the effectiveness of Facebook ads for statistical and market research purposes. The data collected in this way is anonymous to us. We use pixel data to make sure ads are being shown to the right people and build advertising audiences If you wish to disable Facebook cookies on your browser, please visit: https://optout.aboutads.info/?c=2&lang=EN

Lucky Orange

We use user journey tracking cookies such as Lucky Orange to evaluate user journeys and improve the user experience. To view and manage data that Lucky Orange has collected about you on the LuckyOrange.com website, or to opt out of future tracking please visit our data privacy management tool: https://www.luckyorange.com/privacy.php

Ruler Analytics

Ruler Analytics is used to specifically monitor enquiries generated via our website. It allows us to track website visitors from source through to phone call or form submission. This data is for internal use only and is used to help us to improve our website and our enquiry handling processes. For more information visit: https://www.ruleranalytics.com/cookie-policy/

Salesfire

We use Salesfire exit intent technology is designed to target a user with an overlay or pop-up when they reach a crucial touch-point in their user journey. For more information about Salesfire's privacy policy please visit: https://www.salesfire.co.uk/privacy-policy

Useful Sites

You can find out more information about cookies by visiting www.aboutcookies.org

Email: info@consolidationexpress.co.uk
Phone: 0161 543 2720
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The Money Advice Service is an independent service set up to help people manage their money & offer free advice (0800 138 7777).

www.consolidationexpress.co.uk is a registered trading name of Debt Advisory Help Ltd, which is authorised and regulated by the Financial Conduct Authority and is entered on the financial services register under reference number: 784206. Debt Advisory Help Ltd is registered in England and Wales (Company Number 10832556), registered office; 1 City Road East, Manchester M15 4PN. Registered with the Information Commissioners Office, (Registration Number ZA305859).

For further details on how we use your personal information, please refer to our Privacy Statement.

Disclaimer

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details on the FOS can be found on its website at www.financial-ombudsman.org.uk.

“Consolidation Express act as a broker processing the information that you provide to us and pass this on to our Limited group of third party lenders and brokers.

We do not charge a borrowers fee for the use of our brokerage services, however we do receive commission from lenders (or other brokers) when borrowers sign into a credit agreement following an introduction through the Consolidation Express website.

Telephone calls from UK land-lines are usually free, however charges vary from mobile phones so please check with your network provider. Calls will be recorded for training and monitoring purposes.

As operator of this website, Consolidation Express is not an agent or representative of consumers or any lenders and therefore does not endorse the services offered by specific lenders.

The guidance and/or advice contained within the website is subject to UK regulatory regime and is therefore primarily targeted at customers in the UK. For more information on how we handle your data see our privacy policy (for further details about Consolidation Express see our Terms and Conditions).”